Money & Financial News

Green cleaning tips that save you money
(ARA) - Ready to pack away your beach chair for a cozy nook next to the fireplace? Use autumn's brisk and breezy days to conquer deep-cleaning chores for a clean and comfortable winter home.

The high cost of saving money by delaying health treatment
(ARA) - You may be delaying medical treatment while keeping yourself and your family afloat through the recession. But if you delay medical treatment for a problem that you feel isn't bad enough to justify the cost and time lost from work right now, you could be doing more to sink yourself financially than anything the economy may throw at you.

Your credit matters: understanding your APR
(ARA) - You might find the acronym confusing, but the APR (annual percentage rate) on your credit card is a number you should be familiar with. It's important because it describes the cost of your credit balance on a yearly basis. A healthy understanding of what determines this rate can help improve your financial decisions. You can save by assessing your current rates against competing cards or new offers, creating responsible spending and payment plans, and avoiding actions that might trigger a higher rate.

Buying a computer? Coupons aren't just for groceries, you know
(ARA) - You've been contemplating a new computer for awhile. Laptop or desktop -- it doesn't matter; you need to replace your machine because it is slower than it takes your teenage children to complete an assigned household chore. And in the case of your computer, carefully constructed reminders don't help it work any faster.

You're not alone - finding financial guidance during a life crisis
(ARA) - Job loss, divorce, death of a spouse, serious illness or disability - it's hard to imagine experiencing a major life crisis. Unfortunately most of us will at some point in our lives.

Car care advice for consumers facing tough economic times
(ARA) - The average car and light truck on American roads has reached a record age of 9.4 years, according to a recent survey by R.L. Polk & Co. With new car sales down, consumers across the country are looking to get the most out of their existing cars and to save money whenever possible.

Children with special needs face uncertain financial future
(ARA) - Many parents may be putting their children with disabilities at risk without even knowing it. Because families are so overwhelmed with the daily demands of childcare, they fail to plan for the financial future of their children.

How to save with college costs on the rise
(ARA) - With the cost of food, fashion and living steeply on the rise in the U.S., it is no surprise that college tuition costs are also greatly increasing from year to year.

Moms: save energy this holiday season
(ARA) - As a mom, you understand how busy this time of year leading up to the holidays can be. Running around with school activities, working, planning parties, keeping the house and family organized and under control, squeezing in time to run the weekly errands and holiday shopping - it's not always easy.

New ways to save on college essentials
(ARA) - From tuition to dorm room essentials, college can be a costly venture, and with current economic conditions, families are looking for any breaks they can get.

Gift cards make the perfect present this holiday season
(ARA) - Tired of spending way too much on holiday gifts that end up shoved in the back of the recipient's closet? Still blushing after buying a size 14 for your size 8 cousin last year? Dread the idea of your thoughtful present ending up regifted?

Homework essential to successfully buying your first home
(ARA) - Are you considering taking the plunge and buying your first home? If so, you're not alone. Across the country, owning a home still represents the American dream for many and the opportunity to buy your first home couldn't be better.

Get paid for your holiday purchases
(ARA) - Economists and politicians all say the worst of the recession is over, but if you're still worried about spending too much this holiday season consider this: increased competition means more deals this shopping season. But it can be time-consuming to separate the hype and hollow promises from the truly great deals. Online coupon and deal sites in particular offer great savings opportunities ... or the potential to waste your time and money if you patronize one that falls short of its promises.

Can't sell? Wary of being a landlord? Try corporate housing instead
(ARA) - The housing market is making it hard for many homeowners to sell. Yet the alternative - becoming a landlord and renting out your house - isn't always appealing. A growing number of savvy homeowners are pursuing a third option, renting out their homes as corporate housing.

Keep your holiday bright - and safe - with ID theft prevention tips
(ARA) - Not everyone will be thinking of gift shopping, decorating and spreading good cheer this holiday season. Identity thieves will spend their time concocting new ways to steal and use your personal information.

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